Spreadsheet For Keeping Track Of Credit Cards
Camila Farah
You can use a spreadsheet to keep track of your credit card bills and payments.
Ever since we first got into the travel hacking credit card game a few years ago we ve tracked everything in an excel sheet. It s actually not very hard if you simply log a few details in a spreadsheet when you apply for a new card. Among the bonus requirements reward structures annual fees and application deadlines there are many things to pay attention to. Computerized spreadsheets make calculations simpler and more accurate.
My oldest cards give my credit history a longer file and help with my score. At any given time i have about 15 20 active credit cards for just myself. Credit card utilization tracking spreadsheet fill in your accounts with the opening date and will show you the accounts. I keep my oldest 2 cards active even if i m barely using them.
Keeping track of every new credit card that you open the minimum spend details and potential annual fees is crucial to ensure you re not missing out on any points or paying unnecessary fees. The running balance is calculated automatically. Credit card tracking spreadsheet. How do you keep track of your credit cards as you sign up for them that s a common question i m asked when i talk credit cards with friends and family.
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Each year i will open 5 10 new cards and. The credit card rewards tracking spreadsheet in excel the spreadsheet i created is simple yet effective. Log charges transaction fees and payments to your credit card account with this accessible log template.
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