Can I Buy Title Insurance After Closing
Camila Farah
But we recommend that you do this before you close the deal so that if a problem crops up that is not covered by the policy you can still back out of the deal.
By purchasing a policy before you close you can reduce this risk and enjoy your new home with a peace of mind and help prevent those what if thoughts that can cause stress and worry. Yes you still can buy a title insurance policy after you have closed the deal on the property. In answer to your question yes can you buy title insurance after closing. After 30 days premiums revert to full cost which is often more than double the discounted amount.
For example if the title company tells you the title is clean and has no issues but after closing the widow of the prior owner to the current seller turns up stating she owns the property then. It also protects the property after it has been passed on to the buyer s heirs. But it is not recommended because you re leaving yourself a gap where if something arises you may not be protected. The discounted premium to purchase owners coverage is available for up to 30 days after closing.
Once closing has occurred you will not be able to purchase this title insurance.
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